All J-1 Scholars: Health Insurance
Federal J visa regulations require all J-1 and J-2 visa holders to carry health insurance for the entire duration of their program.
Coverage Requirements
The insurance must meet or exceed the following requirements:
Coverage Type |
Minimum coverage |
---|---|
Medical benefits (per accident or injury) |
$100,000 |
Repatriation of remains |
$25,000 |
Medical evacuation |
$50,000 |
Maximum Deductible (per accident or illness) |
$500 |
Purchase Options
Visiting Scholars have three options for purchasing insurance:
Option 1: Purchase the Ohio University student insurance plan. To make this purchase, you will need to work directly with the student insurance office on campus.
Option 2: Purchase a J-1 Exchange Visitor appropriate policy from one of the following known companies. (Please note that Ohio University does not endorse these companies.)
- IMG-Patriot Exchange Program
- ISO Insurance-J-1 Exchange Plan
- International Student Insurance-Student Secure Plan
- Tokio Marine-StudentSecure Plan
Option 3: Find and purchase a different policy that meets the minimum requirements.
Benefits eligible employees should be aware that the employee insurance offered by Ohio University does not meet the requirements of the J visa due to the annual deductible amount. Employees will need to pursue one of the three options listed above.